Before you start searching for homes, the very first step in the home-buying process is getting pre-approved for a mortgage. Pre-approval sets your budget and allows you to make competitive offers when you find the perfect property.

Here’s why pre-approval is so important:

• It gives you a clear budget to work with.
• It shows sellers you are a serious buyer.
• It speeds up the home-buying process.

When applying for pre-approval, you’ll need to provide documents like your credit report, employment history, and income details. Once approved, your lender will tell you how much you can afford.

If you don’t have a lender yet, don’t worry! We can connect you with trusted local lenders that we work with daily. Once you get your pre-approval amount, the next step is to start house hunting!

Need help getting pre-approved? Let us guide you through the process and set you up for success!